HSM 410 Midterm Exam
Question : (TCO 1) Which statement most accurately describes the relationship between health insurance and health?
WRITE THIS ESSAY FOR ME
Tell us about your assignment and we will find the best writer for your paper.
Get Help Now!Student Answer: Compared with the insured person, the uninsured tend to be diagnosed at later stages of life-threatening illnesses.(Chapter 3, pg 21-22)
Having health insurance has no impact on a person’s overall health. Genetics and lifestyle choices are the only factors proven to impact health.
In an effort to avoid high-cost hospitalizations, the uninsured are more likely to practice health maintenance behaviors than those with insurance.
People who have health insurance display a 25 percent increased risk of dying when compared to the uninsured.
2. Question : (TCO 2) Which of the following are stakeholders in health care policy?
Student Answer: Individuals, Businesses, Consumers, and Purchasers(Answer located on page 193 in textbook)
Purchasers, Medical Suppliers, Providers, and Businesses
Providers, Hospitals, Physicians, and Insurers
3. Question : (TCO 3) Proportional payments are ________________.
Student Answer: the ratio of payment to income that is the same for all classes. (Chapter 2, pg. 14)
payments that take a falling percentage of income as income increases.
payments that take a rising percentage of income as income increases.
a set fee regardless of income.
4. Question : (TCO 4) Which of the following is an effective cost control mechanism?
Student Answer: Raising physician fees
Capitation payments (Located in Chapter 9 on page 108)
Patient cost sharing
Risk transfer
5. Question : (TCO 1) How is Health Policy Formed?
Student Answer: Through discussion with patients
Through the judicial system
Through the legislative process
Both B and C (Week 1 Lecture)
6. Question : (TCO 3) Which of the following are modes of paying for health care?
Student Answer: Capitation, Fee-for-service, and Salary
Out-of-pocket payments, individual private insurance, employment-based private insurance, and government financing (Chapter 2, pg 5)
Private Insurance and government financing
Medicare, Medicaid, Private Insurance
1. Question : (TCO 2) What were the most common medical care structures of the first half of the twentieth century?
2. Question : (TCO 4) List the methods of physician payment.
3. Question : (TCO 2) What are the three models of organizing care? Provide a brief description of the care provided at each level.
4. Question : (TCO 4) What is the concept of patient cost sharing? Is it painless form of cost control? For whom?
5. Question : (TCO 3) Describe why private health insurance coverage has decreased over the past decades, creating the uninsured/under insured crisis? Who are the uninsured?
Introducing our Online Essay Writing Services Agency, where you can confidently place orders for a wide range of academic assignments. Our reputable homework writing company specializes in crafting essays, term papers, research papers, capstone projects, movie reviews, presentations, annotated bibliographies, reaction papers, research proposals, discussions, and various other assignments. Rest assured, our content is guaranteed to be 100% original, as every piece is meticulously written from scratch. Say goodbye to concerns about plagiarism and trust us to deliver authentic and high-quality work.
WRITE MY ESSAY NOW
